Diminished value appraisals in Illinois
Illinois vehicle owners may want to understand whether an accident history could affect resale value after repairs.
Current RAS service coverage
Illinois is currently listed as a generally available RAS service state. Coverage status is not a claim determination.
What a diminished-value appraisal documents
RAS reviews the vehicle, repair facts, available market evidence, assumptions, methodology, and appraisal reasoning. An appraisal is evidence, not a guarantee of insurance coverage, payment, or outcome.
Records worth preserving
Keep estimates, supplements, final repair invoices, photographs, vehicle information, prior-history records, claim correspondence, and relevant dated market evidence.
What does an Illinois diminished-value report document?
A report may address the vehicle, accident and repair history, market evidence, assumptions, methodology, and appraisal reasoning.