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Diminished value appraisals in Ohio

After an Ohio collision, a repaired vehicle may still be evaluated differently from a comparable vehicle with no accident history.

Current RAS service coverage

Ohio is currently in RAS’s generally available service category. This does not promise that an insurer will accept a claim or pay a particular amount.

What a diminished-value appraisal documents

RAS reviews the vehicle, repair facts, available market evidence, assumptions, methodology, and appraisal reasoning. An appraisal is evidence, not a guarantee of insurance coverage, payment, or outcome.

Records worth preserving

Keep estimates, supplements, final repair invoices, photographs, vehicle information, prior-history records, claim correspondence, and relevant dated market evidence.

What market evidence may matter in Ohio?

An appraiser may consider comparable vehicles, condition, mileage, equipment, accident history, repair records, and other relevant market information.

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