Diminished value appraisals in Tennessee
After a Tennessee accident, a vehicle’s repaired condition does not necessarily erase the market effect of its accident history.
Current RAS service coverage
Tennessee is currently listed as a generally available service state. RAS still reviews the vehicle, accident, repairs, records, and service requirements.
What a diminished-value appraisal documents
RAS reviews the vehicle, repair facts, available market evidence, assumptions, methodology, and appraisal reasoning. An appraisal is evidence, not a guarantee of insurance coverage, payment, or outcome.
Records worth preserving
Keep estimates, supplements, final repair invoices, photographs, vehicle information, prior-history records, claim correspondence, and relevant dated market evidence.
Should Tennessee owners wait until repairs are complete?
Completed repair records can make the vehicle easier to evaluate, but timing varies. Preserve records from the start and ask RAS if you are unsure.